What We Know About Auto Insurance
Posted by admin at 22 May 2020, at 12 : 12 PM
We all dream of the day when we are old enough to get behind the wheel, take ourselves to places and pick up friends to take along for the ride. I remember learning to drive from my neighbor on the sly while my mother was at work, he showed me how to demobilize the security and took me around our housing complex for an hour a day, brilliant.
Those are the days we reminisce about, and as much as I wouldn’t change them for the world, I threaten my kids that if I ever find them driving without my knowledge or consent there will be consequences so severe they’ll invest in a shoe company because they’ll be walking everywhere. Fun times, am I right moms?
But this simple act of being able to navigate a large metal box with wheels is a milestone every person should meet, in my opinion, you never know when you will need the skill set.
Someone could knock on your door asking for help for their sick relative and be in desperate need of a lift to the emergency room, and if you don’t know how to drive, it could be the difference between whether that person lives or dies, to be dramatic of course but you get the gist of it.
5 Reasons to learn to drive.
So many reasons why, so little time, the main objective is to ‘have’ the license whether you use it or not, a skill will always come in handy when you least expect it to.
⦁ Save your money. Not having to phone and pay for a taxi or driver every time you want to go somewhere keeps that money in your pocket for something more important, you could also opt for a more environmentally friendly vehicle that has fewer carbon emissions and thus the repayments are lower.
⦁ Time saved. Constant waiting for transport can be a waste, life is already so short and time so precious, why let it slip away just because you can’t drive? When you are in control you learn short cuts to destinations, side roads, and alleys that cut back on the time when embarking on a journey, or a simple trip to the shops you hadn’t planned.
⦁ Safety. There are too many creeps in the world looking to take advantage of an unexpected victim, take ‘yourself’ home and not worry that your uber driver is going to take you never to be seen again.
⦁ Freedom. You have the ‘no strings attached’ luxury of jumping in your car on a whim and heading for a coastal drive and no need to ask permission or organize a lift.
⦁ Independence. Another box to tick off in the adulthood checklist, you are your person, make your own rules and no more bartering with big brother to please drop you at the mall.
Safety aspects of driving.
Most people understand that wearing a seat belt is a big factor in being safe on the road, that, and sticking to the speed limits is a must, but another factor is to ensure that you are financially secure. What do I mean by that, well, having an insurance protection plan in place can save you a lot of headache in the future? More importantly, auto insurance.
What is auto insurance? It is an agreement you have with your insurance company that will provide financial support in the event of a collision and against physical injury resulting from a traffic accident.
Having a safety net will give you peace of mind while driving on the road and should an unfortunate incident occur, could give you peace of mind in knowing that any medical bills would be covered, depending on the type of package you initially signed up for.
What to look for in auto insurance.
With all-new implementations in our lives, we need to do our homework and research and make sure we are getting the best deal tailored to our needs and lifestyle, shopping around and getting a few quotes is a good way to weigh them against each other and see what they’re offering.
Then you need to look at what is all covered by your monthly payments, is every situation thought of and will you have to pay an excess to have repairs done or is the full amount taken care of?
One major key we insisted on when taking out our insurance cover was that all members were protected no matter which vehicle they were traveling in, my husband and I often swop cars depending on the child, the activity we’re headed to or perhaps work-related, so having all-round cover was a must.
We all take precautionaries in various aspects of our lives, safety measures to take care of and look after our spouse and children, and having insurance is no different. You know how the old saying goes, ‘it’s better to be safe than sorry.’